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Islamic Deposit Weightage

Profit Sharing Ratio and Weightage of Trust Islamic Banking

Category A: Mudaraba Savings Deposit
# Deposit Type Weightage
1 10 Taka Farmers MSA 0.45
2 Mudaraba Savings Account (MSA) 0.30
3 TBL Employees Mudaraba Salary A/C 0.50
4 Defence Personnel Mudaraba Salary A/C 0.40
5 TIB Payroll 0.45
6 Provident Fund A/C (TIB Payroll) 0.45
7 Mudaraba Porua Account (MPA) 0.50
8 Mudaraba Seniors Deposit Account (MSDA) 0.50
9 Mudaraba Short Notice Deposit (MSND) 0.25
10 Mudaraba Youth A/C 0.70
Category B: Mudaraba Term Deposit Receipt (MTDR)
For (1) Individuals (2) Employees Provident Fund of Public / Private Organization (3) Funds created to settle post retirement & other benefits
# Deposit Type Weightage
1 MTDR-1 month 0.40
2 MTDR-3 months 0.90
3 MTDR-6 months 0.95
4 MTDR-12 months 1.00
5 MTDR-24 & 36 months 1.00
6 MTDR-60 months 1.00
(ii) Other than (1) Individuals (2) Employees Provident Fund of Public / Private Organization (3) Funds created to settle post retirement & other benefits
# Deposit Type Weightage
1 MTDR-1 month 0.30
2 MTDR-3 months 0.60
3 MTDR-6 months 0.70
4 MTDR-12 months 0.80
5 MTDR-24 & 36 months 0.80
6 MTDR-60 months 0.80
B(iii) MTDR for Seniors
# Deposit Type Weightage
1 MTDR-Seniors 3 Months 0.95
2 MTDR-Seniors 6 Months 1.00
3 MTDR-Seniors 12 Months 1.05
4 MTDR-Seniors 24 & 36 Months 1.05
5 MTDR-Seniors 60 Months 1.05
Category C: Mudaraba Scheme Deposit
# Deposit Type Weightage
1 Mudaraba Monthly Savings Scheme – 36 Months 1.05
2 Mudaraba Monthly Savings Scheme – 60 & 96 Months 1.10
3 Mudaraba Monthly Savings Scheme – 120 Months 1.10
4 Mudaraba Monthly Savings Scheme – 144 Months 1.10
5 Barakat Hajj Deposit Scheme up to 10 years 1.15
6 Barakat Hajj Deposit Scheme 10 years & above 1.20
7 Mudaraba Millionaire Scheme up to 10 years 1.08
8 Mudaraba Millionaire Scheme 10 years & above 1.10
9 Mudaraba Kotipati Scheme up to 10 years 1.08
10 Mudaraba Kotipati Scheme 10 years & above 1.10
11 Mudaraba Money Double Scheme 1.05
12 Mudarabah Tawfiq Deposit Scheme (MTDS) up to 10 years 1.08
13 Mudarabah Tawfiq Deposit Scheme (MTDS) above 10 years 1.10
14 Mudarabah Barakat Savings Scheme (MBSS) up to 10 years 1.08
15 Mudarabah Barakat Savings Scheme (MBSS) above 10 years 1.10
16 Mudarabah Al-Amanah Deposit Scheme (MADS) 1.05
17 Trust Mudaapah Deposit Scheme 3 years 1.00
18 Trust Mudaapah Deposit Scheme 5 years 1.05
19 MMPS-Seniors - 1, 2 & 3 years 1.10
20 MMPS-Seniors - 5 years 1.10
21 Mudaraba Cash Waqf Scheme 3 years 1.10
22 Mudaraba Cash Waqf Scheme 5 years 1.10
23 Mudaraba Junior Savings Scheme (MJSS) 1.05
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